Florida insurance, without the runaround.
Matt and Robin Giron — independent agents licensed in Florida. Compare Medicare, ACA, and Life plans from major carriers.
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Matt & Robin Giron
Licensed in Texas and Florida
Shopping plans from major carriers
- Humana
- UnitedHealthcare
- Aetna
- Cigna
- Mutual of Omaha
- Florida Blue
- WellCare
- Anthem
- Blue Cross Blue Shield TX
All Florida insurance products we help with
Largest ACA marketplace in the U.S. — 4.54M enrollees in 2026 per CMS National Snapshot. 27% of under-65 Floridians on marketplace coverage; 98% subsidized. Benchmark silver up 34.1% in 2026.
Medicare Advantage
Part C plans that bundle hospital, medical, and usually drug coverage.
Medicare Supplement (Medigap)
Plans G, N, and high-deductible G that fill the gaps in Original Medicare.
Medicare Part D
Standalone prescription drug plans, including the 2025 $2,000 out-of-pocket cap.
ACA Health Insurance
Marketplace plans for under-65 Texans and Floridians, with subsidy verification.
Final Expense
$5,000-$50,000 simplified-issue whole life for funeral and burial costs.
Term Life Insurance
10-, 20-, and 30-year level term — the cheapest way to cover a mortgage or income.
Whole Life Insurance
Permanent insurance with guaranteed cash value and level premiums.
Plans by county
- Miami-Dade County (Miami)
- Broward County (Fort Lauderdale)
- Palm Beach County (West Palm Beach)
- Hillsborough County (Tampa)
- Pinellas County (Clearwater)
- Lee County (Cape Coral)
- Orange County (Orlando)
- Duval County (Jacksonville)
- Polk County (Lakeland)
- Brevard County (Palm Bay)
- Volusia County (Daytona Beach)
- Sarasota County (Sarasota)
- Pasco County (Spring Hill)
- Marion County (Ocala)
- Lake County (Clermont)
- Manatee County (Bradenton)
- Collier County (Naples)
- Sumter County (The Villages)
- Charlotte County (Port Charlotte)
- Citrus County (Inverness)
- Hernando County (Brooksville)
- Indian River County (Vero Beach)
- Martin County (Stuart)
- St. Johns County (St. Augustine)
- Seminole County (Sanford)
- St. Lucie County (Port St. Lucie)
- Escambia County (Pensacola)
Why we only work in Florida and Florida
Largest ACA marketplace in the U.S. — 4.54M enrollees in 2026 per CMS National Snapshot. 27% of under-65 Floridians on marketplace coverage; 98% subsidized. Benchmark silver up 34.1% in 2026.
Regulatory anchors: F.S. §626.9541 (Unfair Methods of Competition) · FAC Ch. 69O-150 (Life & Health Advertising) · F.S. §626.748 (5-yr record retention, superseded by federal ACA 10-yr rule).