Medicare Advantage in Nassau County, Florida. About 26,000 Medicare beneficiaries live here, with roughly 36 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Aetna. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Florida agency, or visit mrandmrsinsurance.com.
Nassau County, FL has 26,000 Medicare beneficiaries per CMS Q1 2024 data, with about 36% enrolled in Medicare Advantage. The top medicare advantage carriers are UnitedHealthcare, Aetna, Humana. We compare these plans for free and never charge a fee.
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The Nassau County medicare advantage market
At roughly 36% MA penetration, most of Nassau County's 26,000 Medicare beneficiaries stay on Original Medicare, frequently paired with a Medigap policy. That pattern usually signals retirees here prize provider choice and predictable out-of-pocket costs over the lower premiums of MA. The county skews older than the Florida average (25% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. UnitedHealthcare currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.
Nassau County at a glance
Population (2024 ACS)
104,400
Medicare beneficiaries
26,000
MA penetration
36%
Age 65 or older
25%
What makes Nassau County different: Nassau County pairs the upscale Amelia Island resort economy (Ritz-Carlton and Omni Amelia Island Resort) and Rayonier's historic Fernandina Beach pulp mill with a high 24.9% age-65+ share, reflecting its draw as a coastal retirement and second-home market on the northeast tip of the Jacksonville metro. Baptist Medical Center Nassau is the county's only acute-care hospital, anchoring care for a fast-growing retiree population.
Top Medicare Advantage plans in Nassau County
UnitedHealthcare (AARP)
4.5-star CMS rating
Aetna
4.5-star CMS rating
Humana
4-star CMS rating
Florida Blue (Blue Cross Blue Shield of Florida)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Nassau County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Nassau County has 3
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸Baptist Medical Center Nassau
▸UF Health North (Jacksonville)
▸Baptist Medical Center Jacksonville
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 132 days
132 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Nassau County plans that fit your situation.
Major hospitals: Baptist Medical Center Nassau, UF Health North (Jacksonville), Baptist Medical Center Jacksonville
Frequently Asked Questions
How many Medicare beneficiaries live in Nassau County?▾
About 26,000 Floridians in Nassau County are enrolled in Medicare as of 2024 CMS data. About 36% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Nassau County?▾
The largest carriers in Nassau County are UnitedHealthcare (AARP), Aetna, Humana, Florida Blue (Blue Cross Blue Shield of Florida). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Nassau County?▾
Florida SHINE -- Nassau County (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Baptist Medical Center Nassau, UF Health North (Jacksonville), Baptist Medical Center Jacksonville.
How does Medicare Advantage fit with the unique demographics of Nassau County?▾
With 24.9% of residents aged 65+, Medicare Advantage plans are tailored to meet the needs of retirees and second-home owners in Nassau County, offering comprehensive coverage including hospital stays and medications.
When is the best time for me to enroll in a Medicare Advantage plan?▾
You can enroll during Annual Enrollment Period (AEP) from October 15th to December 7th each year. However, if you have a special enrollment period due to a life event or move to Nassau County, you may qualify to join any time.
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