Medicare Advantage in St. Johns County, Florida. About 60,000 Medicare beneficiaries live here, with roughly 50 percent in Medicare Advantage plans. Top carriers include Humana Gold Plus H1036 and Florida Blue BlueMedicare. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Florida agency, or visit mrandmrsinsurance.com.

St. Johns County Medicare Advantage Plans

St. Augustine-area carriers, real enrollment data, free quotes from a licensed Florida agent.

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Matt & Robin Giron

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St. Johns County Medicare Advantage — quick answer

St. Johns County, FL has 60,000 Medicare beneficiaries per CMS Q1 2024 data, with about 50% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana Gold Plus H1036, Florida Blue BlueMedicare, Aetna Medicare Premier. We compare these plans for free and never charge a fee.

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The St. Johns County medicare advantage market

About 50% of St. Johns County's 60,000 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. Humana Gold Plus H1036 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.

St. Johns County at a glance

Population (2024 ACS)
304,000
Medicare beneficiaries
60,000
MA penetration
50%
Age 65 or older
20%

What makes St. Johns County different: St. Augustine / Ponte Vedra Beach — Jacksonville-MSA's affluent retiree growth corridor. Mayo Clinic adjacent.

Top Medicare Advantage plans in St. Johns County

  • Humana Gold Plus H1036 (HMO)

    4-star CMS rating

  • Florida Blue BlueMedicare (HMO)

    4-star CMS rating

  • Aetna Medicare Premier (PPO)

    4-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in St. Johns County

Each Medicare Advantage plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. St. Johns County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • Flagler Hospital
  • UF Health St. Johns
  • Baptist Medical Center South

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top St. Johns carriers — network lookup

Free help in St. Johns County: Florida SHINE — St. Johns — call 1-800-963-5337. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Medicare AEP opens in 132 days

132 daysuntil open

Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.

Check SEP eligibility (15-min) →

Want to talk it through?

Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the St. Johns County plans that fit your situation.

Local resources in St. Johns County

Frequently Asked Questions

How many Medicare beneficiaries live in St. Johns County?

About 60,000 Floridians in St. Johns County are enrolled in Medicare as of 2024 CMS data. About 50% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).

Who are the top Medicare carriers in St. Johns County?

The largest carriers in St. Johns County are Humana Gold Plus H1036 (HMO), Florida Blue BlueMedicare (HMO), Aetna Medicare Premier (PPO). We work with all of them and a few smaller carriers that often have better rates for specific situations.

What SHIP resources are available in St. Johns County?

Florida SHINE — St. Johns (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Flagler Hospital, UF Health St. Johns, Baptist Medical Center South.

How does Medicare Advantage fit into the healthcare landscape of St. Johns County?

In St. Johns County, Medicare Advantage is popular among retirees, with over 60,000 beneficiaries enjoying local coverage options from carriers like Humana and Florida Blue.

When can I enroll in a Medicare Advantage plan in this area?

You can enroll during the Annual Enrollment Period (AEP) from October 15 to December 7, or through Special Enrollment Periods if you have a qualifying life event. Consult with a local agent for personalized guidance.

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