Medicare Advantage in Gilchrist County, Florida. About 4,720 Medicare beneficiaries live here, with roughly 35 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Florida agency, or visit mrandmrsinsurance.com.
Gilchrist County Medicare Advantage — quick answer
Gilchrist County, FL has 4,720 Medicare beneficiaries per CMS Q1 2024 data, with about 35% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana, UnitedHealthcare. We compare these plans for free and never charge a fee.
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The Gilchrist County medicare advantage market
At roughly 35% MA penetration, most of Gilchrist County's 4,720 Medicare beneficiaries stay on Original Medicare, frequently paired with a Medigap policy. That pattern usually signals retirees here prize provider choice and predictable out-of-pocket costs over the lower premiums of MA. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.
Gilchrist County at a glance
Population (2024 ACS)
19,040
Medicare beneficiaries
4,720
MA penetration
35%
Age 65 or older
21%
What makes Gilchrist County different: Gilchrist County has no hospital located within its borders, so its Medicare beneficiaries rely on facilities roughly 30 miles away in Gainesville (UF Health Shands, HCA North Florida) or in Lake City for inpatient and emergency care, making provider-network breadth a key consideration when comparing Medicare Advantage plans in this rural, spring-rich county.
Top Medicare Advantage plans in Gilchrist County
Humana
4.5-star CMS rating
UnitedHealthcare (AARP)
4.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Gilchrist County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Gilchrist County has 3
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸HCA Florida Lake City Hospital
▸UF Health Shands Hospital (Gainesville)
▸HCA Florida North Florida Hospital (Gainesville)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Free help in Gilchrist County: Florida SHINE — Gilchrist — call 1-800-963-5337.
SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 132 days
132 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Gilchrist County plans that fit your situation.
Major hospitals: HCA Florida Lake City Hospital, UF Health Shands Hospital (Gainesville), HCA Florida North Florida Hospital (Gainesville)
Frequently Asked Questions
How many Medicare beneficiaries live in Gilchrist County?▾
About 4,720 Floridians in Gilchrist County are enrolled in Medicare as of 2024 CMS data. About 35% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Gilchrist County?▾
The largest carriers in Gilchrist County are Humana, UnitedHealthcare (AARP). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Gilchrist County?▾
Florida SHINE — Gilchrist (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include HCA Florida Lake City Hospital, UF Health Shands Hospital (Gainesville), HCA Florida North Florida Hospital (Gainesville).
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
