Medicare Advantage in Union County, Florida. About 3,200 Medicare beneficiaries live here, with roughly 27 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare / AARP Medicare Advantage. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Florida agency, or visit mrandmrsinsurance.com.
Union County, FL has 3,200 Medicare beneficiaries per CMS Q1 2024 data, with about 27% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana, UnitedHealthcare / AARP Medicare Advantage. We compare these plans for free and never charge a fee.
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The Union County medicare advantage market
At roughly 27% MA penetration, most of Union County's 3,200 Medicare beneficiaries stay on Original Medicare, frequently paired with a Medigap policy. That pattern usually signals retirees here prize provider choice and predictable out-of-pocket costs over the lower premiums of MA. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.
Union County at a glance
Population (2024 ACS)
15,701
Medicare beneficiaries
3,200
MA penetration
27%
Age 65 or older
16%
What makes Union County different: Union County is Florida's smallest county by land area (about 250 square miles) and its economy is dominated by the state prison system: the Union Correctional Institution (Florida's oldest and largest correctional institution, established 1913) and the adjoining Reception and Medical Center put roughly 4,774 people in group quarters - about a third of all residents - and make the Florida Department of Corrections and other government the county's largest employer. This produces a roughly 63.8% male / 36.2% female population split (about 176 males per 100 females) that suppresses the county's apparent senior share and concentrates much of its Medicare base in dual-eligible and under-65 disability beneficiaries. (Note: Florida's least-populous county is Liberty County, not Union.)
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Union County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Union County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Lake Butler Hospital (critical access, 850 E Main St, Lake Butler)
â–¸UF Health Shands Hospital, Gainesville (regional referral)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Free help in Union County: Florida SHINE - Union — call 1-800-963-5337.
SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 132 days
132 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Union County plans that fit your situation.
Major hospitals: Lake Butler Hospital (critical access, 850 E Main St, Lake Butler), UF Health Shands Hospital, Gainesville (regional referral)
Frequently Asked Questions
How many Medicare beneficiaries live in Union County?â–¾
About 3,200 Floridians in Union County are enrolled in Medicare as of 2024 CMS data. About 27% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Union County?â–¾
The largest carriers in Union County are Humana (Full Access Giveback PPO / H5216 & H7617), UnitedHealthcare / AARP Medicare Advantage (incl. Dual Complete D-SNP). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Union County?â–¾
Florida SHINE - Union (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Lake Butler Hospital (critical access, 850 E Main St, Lake Butler), UF Health Shands Hospital, Gainesville (regional referral).
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
