Medicare Supplement in Smith County, Texas. About 50,000 Medicare beneficiaries live here, with roughly 55 percent in Medicare Advantage plans. Top carriers include Humana Gold Plus H4007 and UT Health East Texas Medicare Advantage. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Texas agency, or visit mrandmrsinsurance.com.

Smith County Medicare Supplement Plans

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Matt & Robin Giron

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Smith County Medicare Supplement — quick answer

Smith County, TX has 50,000 Medicare beneficiaries per CMS Q1 2024 data, with about 55% enrolled in Medicare Advantage. The top medicare supplement carriers are Humana Gold Plus H4007, UT Health East Texas Medicare Advantage, UnitedHealthcare AARP Medicare Advantage Plan 1. We compare these plans for free and never charge a fee.

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The Smith County medicare supplement market

About 55% of Smith County's 50,000 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. Humana Gold Plus H4007 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.

Smith County at a glance

Population (2024 ACS)
240,000
Medicare beneficiaries
50,000
MA penetration
55%
Age 65 or older
18%

What makes Smith County different: East Texas regional medical hub — UT Health East Texas system. Higher 65+ rate than TX average; classic retiree market.

Top Medicare Advantage plans in Smith County

  • Humana Gold Plus H4007 (HMO)

    4-star CMS rating

  • UT Health East Texas Medicare Advantage (HMO)

    4-star CMS rating

  • UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO)

    4-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in Smith County

Each Medicare Supplement plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Smith County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • UT Health Tyler
  • Christus Trinity Mother Frances Hospital–Tyler
  • Texas Spine and Joint Hospital

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top Smith carriers — network lookup

Free help in Smith County: TX HICAP — East Texas Council of Governments — call 1-800-252-9240. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Medicare AEP opens in 132 days

132 daysuntil open

Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.

Check SEP eligibility (15-min) →

Want to talk it through?

Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Smith County plans that fit your situation.

Local resources in Smith County

Frequently Asked Questions

How many Medicare beneficiaries live in Smith County?

About 50,000 Texans in Smith County are enrolled in Medicare as of 2024 CMS data. About 55% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).

Who are the top Medicare carriers in Smith County?

The largest carriers in Smith County are Humana Gold Plus H4007 (HMO), UT Health East Texas Medicare Advantage (HMO), UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.

What SHIP resources are available in Smith County?

TX HICAP — East Texas Council of Governments (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include UT Health Tyler, Christus Trinity Mother Frances Hospital–Tyler, Texas Spine and Joint Hospital.

How does Medicare Supplement fit for retirees living near Tyler?

Retirees in Smith County often face unique healthcare needs due to the area's higher 65+ population. Our Medicare Supplement plans G, N, and high-deductible G can help cover out-of-pocket costs like copays and coinsurance that Original Medicare doesn't fully cover.

When is the best time for seniors in Tyler to enroll in a Medicare Supplement plan?

Seniors in Tyler should consider enrolling during Annual Enrollment Period (AEP) from October 15 to December 7 each year. However, you can also make changes outside AEP if you have a Special Enrollment Period due to a life event.

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