Waco-area carriers, real enrollment data, free quotes from a licensed Texas agent.
✓ Free • no obligation • about 90 seconds
Matt & Robin Giron
Licensed in Texas and Florida
McLennan County, TX has 45,000 Medicare beneficiaries per CMS Q1 2024 data, with about 50% enrolled in Medicare Advantage. The top medicare supplement carriers are Humana Gold Plus H4007, Baylor Scott & White Medicare Advantage, UnitedHealthcare AARP Medicare Advantage Plan 1. We compare these plans for free and never charge a fee.
Prefer to listen?
Free audio version, generated on demand by Azure Speech.
About 50% of McLennan County's 45,000 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. Only 14% of McLennan residents are 65 or older, so it's a younger county where fewer agents specialize in Medicare locally — exactly the gap a dedicated Texas agent fills. Humana Gold Plus H4007 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.
What makes McLennan County different: Waco — Baylor Scott & White system dominates the local MA market. Strong dual-eligible (D-SNP) demand.
Humana Gold Plus H4007 (HMO)
4-star CMS rating
Baylor Scott & White Medicare Advantage (HMO)
4-star CMS rating
UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each Medicare Supplement plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. McLennan County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Free help in McLennan County: TX HICAP — Heart of Texas Council of Governments — call 1-800-252-9240. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
132 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Check SEP eligibility (15-min) →Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the McLennan County plans that fit your situation.
About 45,000 Texans in McLennan County are enrolled in Medicare as of 2024 CMS data. About 50% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
The largest carriers in McLennan County are Humana Gold Plus H4007 (HMO), Baylor Scott & White Medicare Advantage (HMO), UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
TX HICAP — Heart of Texas Council of Governments (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Baylor Scott & White Hillcrest Medical Center, Ascension Providence Hospital Waco, Baylor Scott & White Medical Center–Waco.
In McLennan County, Texas, near Waco, the Baylor Scott & White system dominates the Medicare Advantage (MA) market. This means many residents might prefer MA plans due to provider networks and convenience.
Enrollment periods include Annual Enrollment Period (AEP), Open Enrollment Periods, and Special Enrollment Periods for life changes. It's wise to review your options annually starting Oct 15-Dec 7 each year.
Accessibility
Text size
