Plano-area carriers, real enrollment data, free quotes from a licensed Texas agent.
✓ Free • no obligation • about 90 seconds
Matt & Robin Giron
Licensed in Texas and Florida
Collin County, TX has 152,300 Medicare beneficiaries per CMS Q1 2024 data, with about 43% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana Gold Plus H4007, UnitedHealthcare AARP Medicare Advantage Plan 1, Texas Health Aetna Medicare Advantage. We compare these plans for free and never charge a fee.
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At roughly 43% MA penetration, most of Collin County's 152,300 Medicare beneficiaries stay on Original Medicare, frequently paired with a Medigap policy. That pattern usually signals retirees here prize provider choice and predictable out-of-pocket costs over the lower premiums of MA. Only 12% of Collin residents are 65 or older, so it's a younger county where fewer agents specialize in Medicare locally — exactly the gap a dedicated Texas agent fills. Humana Gold Plus H4007 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.
What makes Collin County different: Plano/Frisco/McKinney — ACA-heavy under-65 (corporate transplant population). Below-state-average MA penetration.
Humana Gold Plus H4007 (HMO)
4-star CMS rating
UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO)
4-star CMS rating
Texas Health Aetna Medicare Advantage (HMO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Collin County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Free help in Collin County: TX HICAP — North Central Texas Council of Governments — call 1-800-252-9240. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
132 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Check SEP eligibility (15-min) →Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Collin County plans that fit your situation.
About 152,300 Texans in Collin County are enrolled in Medicare as of 2024 CMS data. About 43% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
The largest carriers in Collin County are Humana Gold Plus H4007 (HMO), UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO), Texas Health Aetna Medicare Advantage (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
TX HICAP — North Central Texas Council of Governments (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Texas Health Presbyterian Hospital Plano, Medical City Plano, Baylor Scott & White Medical Center–Plano.
Plano has a higher concentration of corporate transplants under age 65, leading to below-state-average Medicare Advantage (MA) enrollment. Local carriers like Humana and UnitedHealthcare offer tailored plans for this unique demographic.
You can enroll during the Annual Enrollment Period from October 15 to December 7, or during Special Enrollment Periods if you have a qualifying life event. Compare plans now for free.
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