Medicare Advantage in El Paso County, Texas. About 148,900 Medicare beneficiaries live here, with roughly 74 percent in Medicare Advantage plans. Top carriers include Humana Gold Plus H4007 and Amerigroup Texas. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Texas agency, or visit mrandmrsinsurance.com.
El Paso County, TX has 148,900 Medicare beneficiaries per CMS Q1 2024 data, with about 74% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana Gold Plus H4007, Amerigroup Texas, WellMed Medicare Advantage. We compare these plans for free and never charge a fee.
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The El Paso County medicare advantage market
El Paso County posts one of the highest Medicare Advantage adoption rates in Texas — roughly 74% of its 148,900 beneficiaries chose an MA plan over Original Medicare. That level of uptake usually means carriers compete hard locally, so the extra benefits (dental, OTC allowance, transportation, gym) tend to be richer than the Texas average. Only 13% of El Paso residents are 65 or older, so it's a younger county where fewer agents specialize in Medicare locally — exactly the gap a dedicated Texas agent fills. Humana Gold Plus H4007 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.
El Paso County at a glance
Population (2024 ACS)
869,000
Medicare beneficiaries
148,900
MA penetration
74%
Age 65 or older
13%
What makes El Paso County different: 74% MA penetration — third-highest in TX after Starr and Hidalgo. Border bilingual market.
Top Medicare Advantage plans in El Paso County
Humana Gold Plus H4007 (HMO)
4-star CMS rating
Amerigroup Texas (HMO D-SNP)
4-star CMS rating
WellMed Medicare Advantage (HMO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in El Paso County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. El Paso County has 3
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸University Medical Center of El Paso
▸Las Palmas Medical Center
▸The Hospitals of Providence Memorial Campus
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 132 days
132 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the El Paso County plans that fit your situation.
Major hospitals: University Medical Center of El Paso, Las Palmas Medical Center, The Hospitals of Providence Memorial Campus
Frequently Asked Questions
How many Medicare beneficiaries live in El Paso County?▾
About 148,900 Texans in El Paso County are enrolled in Medicare as of 2024 CMS data. About 74% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in El Paso County?▾
The largest carriers in El Paso County are Humana Gold Plus H4007 (HMO), Amerigroup Texas (HMO D-SNP), WellMed Medicare Advantage (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in El Paso County?▾
TX HICAP — Rio Grande Council of Governments (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include University Medical Center of El Paso, Las Palmas Medical Center, The Hospitals of Providence Memorial Campus.
Why is Medicare Advantage so popular here?▾
In El Paso County, 74% of beneficiaries choose Medicare Advantage, making it the third-highest adoption rate in Texas. This high demand reflects the comprehensive coverage and local carrier options available.
When can I enroll in a Part C plan?▾
You can enroll during Annual Enrollment Period (Oct 15-Dec 7), Open Enrollment Period, or Special Enrollment Periods if you have a qualifying life event. Our agents can help you compare options and find the right fit.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.