Cape Coral-area carriers, real enrollment data, free quotes from a licensed Florida agent.
✓ No phone number required
Matt & Robin Giron
Licensed in Texas and Florida
What makes Lee County different: Hurricane Ian rebuild zone (Cape Coral / Fort Myers Beach). 30% age 65+. Term life + final expense positioning around hurricane prep is the natural funnel.
Humana Gold Plus H1036 (HMO)
4-star CMS rating
UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO)
4-star CMS rating
Aetna Medicare Premier (PPO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Lee County plans that fit your situation.
About 218,994 Floridians in Lee County are enrolled in Medicare as of 2024 CMS data. About 50% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
The largest carriers in Lee County are Humana Gold Plus H1036 (HMO), UnitedHealthcare AARP Medicare Advantage Plan 1 (HMO), Aetna Medicare Premier (PPO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
Florida SHINE — Lee (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Lee Memorial Hospital, HealthPark Medical Center, Gulf Coast Medical Center.
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