Spring Hill-area carriers, real enrollment data, free quotes from a licensed Florida agent.
✓ Free • no obligation • about 90 seconds
Matt & Robin Giron
Licensed in Texas and Florida
Pasco County, FL has 147,690 Medicare beneficiaries per CMS Q1 2024 data, with about 66% enrolled in Medicare Advantage. The top medicare supplement carriers are Humana Gold Plus H1036, WellCare Premier, Florida Blue BlueMedicare. We compare these plans for free and never charge a fee.
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Pasco County posts one of the highest Medicare Advantage adoption rates in Florida — roughly 66% of its 147,690 beneficiaries chose an MA plan over Original Medicare. That level of uptake usually means carriers compete hard locally, so the extra benefits (dental, OTC allowance, transportation, gym) tend to be richer than the Florida average. The county skews older than the Florida average (24% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. Humana Gold Plus H1036 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.
What makes Pasco County different: Nature Coast retiree belt (Spring Hill / Hudson / Holiday). Heavy snowbird overlap with Pinellas.
Humana Gold Plus H1036 (HMO)
4-star CMS rating
WellCare Premier (HMO)
4-star CMS rating
Florida Blue BlueMedicare (HMO)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each Medicare Supplement plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Pasco County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Free help in Pasco County: Florida SHINE — Pasco — call 1-800-963-5337. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
132 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Check SEP eligibility (15-min) →Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Pasco County plans that fit your situation.
About 147,690 Floridians in Pasco County are enrolled in Medicare as of 2024 CMS data. About 66% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
The largest carriers in Pasco County are Humana Gold Plus H1036 (HMO), WellCare Premier (HMO), Florida Blue BlueMedicare (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.
Florida SHINE — Pasco (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include AdventHealth Dade City, Bayonet Point Hospital, Morton Plant North Bay Hospital.
In Pasco County, many seniors enjoy the natural beauty and lifestyle of the Nature Coast. Our Medicare Supplement plans G, N, and high-deductible G help fill gaps in Original Medicare, ensuring you have peace of mind with coverage for out-of-pocket costs like copays and deductibles.
You can enroll in a Medicare Supplement plan during the Annual Enrollment Period (AEP) from October 15 to December 7 each year. Additionally, you may qualify for Special Enrollment Periods (SEPs) if there are changes in your health or coverage.
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