Mr. & Mrs. Insurance
Final Expense in Miami-Dade County, Florida. About 505,044 Medicare beneficiaries live here, with roughly 80 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare MedicareMax FL-0028 and Humana Gold Plus H1036-054C. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Florida agency, or visit mrandmrsinsurance.com.

Miami-Dade County Final Expense Plans

Miami-area carriers, real enrollment data, free quotes from a licensed Florida agent.

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M&R

Matt & Robin Giron

Licensed in Texas and Florida

📞 (713) 997-5768

Miami-Dade County at a glance

Population (2024 ACS)
2,716,940
Medicare beneficiaries
505,044
MA penetration
80%
Age 65 or older
19%

What makes Miami-Dade County different: Highest MA penetration of any large U.S. county outside Puerto Rico (KFF 2024). 46 MA plan options in 2026; 70% rated 4+ stars (medicare.org).

Top carriers in Miami-Dade County

  • UnitedHealthcare MedicareMax FL-0028 (HMO)

    4-star CMS rating

  • Humana Gold Plus H1036-054C (HMO)

    4-star CMS rating

  • UnitedHealthcare Preferred FL-0001 (HMO)

    4-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Want to talk it through?

Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Miami-Dade County plans that fit your situation.

Local resources in Miami-Dade County

Frequently Asked Questions

How many people live in Miami-Dade County?

Miami-Dade County has about 2,716,940 residents per the 2024 ACS 5-year estimates; 19% are age 65 or older.

Who are the top insurers in Miami-Dade County?

The largest carriers in Miami-Dade County are UnitedHealthcare MedicareMax FL-0028 (HMO), Humana Gold Plus H1036-054C (HMO), UnitedHealthcare Preferred FL-0001 (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.

What state resources are available in Miami-Dade County?

Florida SHINE — Miami-Dade (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Jackson Memorial Hospital, Baptist Hospital of Miami, Mount Sinai Medical Center.

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