Final Expense in Broward County, Florida. About 362,930 Medicare beneficiaries live here, with roughly 64 percent in Medicare Advantage plans. Top carriers include Humana Gold Plus H1036 and UnitedHealthcare Dual Complete FL-0011. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Florida agency, or visit mrandmrsinsurance.com.

Broward County Final Expense Plans

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Matt & Robin Giron

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Broward County Final Expense — quick answer

Broward County, FL has about 1,944,375 residents per the 2024 ACS 5-year estimates (17% age 65 or older). The leading insurance carriers serving the county for final expense include Humana Gold Plus H1036, UnitedHealthcare Dual Complete FL-0011, Aetna Medicare Premier Plus. We compare options at no cost to you.

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The Broward County final expense market

Broward County has about 1,944,375 residents, 17% of them 65 or older. For final expense, the carriers with the strongest local presence include Humana Gold Plus H1036, UnitedHealthcare Dual Complete FL-0011, Aetna Medicare Premier Plus — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana Gold Plus H1036 against every other carrier serving Broward County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in.

Broward County at a glance

Population (2024 ACS)
1,944,375
Medicare beneficiaries
362,930
MA penetration
64%
Age 65 or older
17%

What makes Broward County different: Trilingual EN/ES/Haitian Creole market. '22 Health' (Community Care Network) launched 2026 in Broward only — new on-Marketplace ACA carrier.

Top carriers in Broward County

  • Humana Gold Plus H1036 (HMO)

    4-star CMS rating

  • UnitedHealthcare Dual Complete FL-0011 (HMO D-SNP)

    4-star CMS rating

  • Aetna Medicare Premier Plus (PPO)

    4-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Before you enroll: verify your hospital + doctor in Broward County

Each Final Expense plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Broward County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.

Major hospitals to verify

  • Broward Health Medical Center
  • Holy Cross Hospital
  • Memorial Regional Hospital

Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.

Top Broward carriers — network lookup

Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.

Want to talk it through?

Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Broward County plans that fit your situation.

Local resources in Broward County

Frequently Asked Questions

How many people live in Broward County?

Broward County has about 1,944,375 residents per the 2024 ACS 5-year estimates; 17% are age 65 or older.

Who are the top insurers in Broward County?

The largest carriers in Broward County are Humana Gold Plus H1036 (HMO), UnitedHealthcare Dual Complete FL-0011 (HMO D-SNP), Aetna Medicare Premier Plus (PPO). We work with all of them and a few smaller carriers that often have better rates for specific situations.

What state resources are available in Broward County?

Florida SHINE — Broward (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include Broward Health Medical Center, Holy Cross Hospital, Memorial Regional Hospital.

How does the trilingual support benefit me in Broward County?

In Broward County's diverse EN/ES/Haitian Creole community, our licensed agents can communicate in multiple languages to ensure you understand your final expense coverage options.

When is the best time to enroll for Medicare in Broward County?

Enroll during Annual Enrollment Period (AEP) from Oct 15 to Dec 7, or Special Enrollment Periods (SEPs) if you have a qualifying life event. Early enrollment can secure coverage before needing it.

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