459,745 Miami residents — independent comparisons from a licensed Florida agent.
✓ No phone number required
Matt & Robin Giron
Licensed in Texas and Florida
What makes Miami different: 80% county-wide MA penetration — highest of any large U.S. county. UHC MedicareMax FL-0028 (HMO) has ~29,868 enrollees county-wide.
Neighborhoods we cover: Brickell · Coral Gables · Coconut Grove · Wynwood · Downtown · Little Havana · Doral · Hialeah
Part C plans that bundle hospital, medical, and usually drug coverage.
Plans G, N, and high-deductible G that fill the gaps in Original Medicare.
Standalone prescription drug plans, including the 2025 $2,000 out-of-pocket cap.
Marketplace plans for under-65 Texans and Floridians, with subsidy verification.
$5,000-$50,000 simplified-issue whole life for funeral and burial costs.
10-, 20-, and 30-year level term — the cheapest way to cover a mortgage or income.
Permanent insurance with guaranteed cash value and level premiums.
Pick a time — no sales pressure, no obligation. We'll walk through the plans that fit Miami.
Across Miami-Dade County (which includes Miami), the leading Medicare Advantage carriers are UnitedHealthcare MedicareMax FL-0028, Humana Gold Plus H1036-054C, UnitedHealthcare Preferred FL-0001. We work with all of them and most of the smaller carriers.
Major hospital systems in Miami-Dade County include Jackson Memorial Hospital, Baptist Hospital of Miami, Mount Sinai Medical Center. Most MA plans build their networks around these systems — so the right plan depends on which hospital your doctor is affiliated with.
Two free options: (1) your local SHIP — Florida SHINE — Miami-Dade at 1-800-963-5337 — and (2) us. SHIP counselors give unbiased plan information but cannot enroll you. We can do both at no cost to you.
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