Medicare Supplement in Wood County, Texas. About 13,404 Medicare beneficiaries live here, with roughly 44 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Texas agency, or visit mrandmrsinsurance.com.
Wood County, TX has 13,404 Medicare beneficiaries per CMS Q1 2024 data, with about 44% enrolled in Medicare Advantage. The top medicare supplement carriers are UnitedHealthcare, Humana, WellCare. We compare these plans for free and never charge a fee.
Prefer to listen?
Free audio version, generated on demand by Azure Speech.
The Wood County medicare supplement market
At roughly 44% MA penetration, most of Wood County's 13,404 Medicare beneficiaries stay on Original Medicare, frequently paired with a Medigap policy. That pattern usually signals retirees here prize provider choice and predictable out-of-pocket costs over the lower premiums of MA. The county skews older than the Texas average (28% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. UnitedHealthcare currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.
Wood County at a glance
Population (2024 ACS)
50,223
Medicare beneficiaries
13,404
MA penetration
44%
Age 65 or older
28%
What makes Wood County different: Wood County is a retiree-heavy East Texas lake county: roughly 27.8% of residents are 65 or older, nearly double the Texas average of about 14%, drawn by Lake Fork, Lake Hawkins and Holly Lake Ranch. Critical-access UT Health Quitman (25 inpatient beds, Level IV trauma) anchors local care, with Quitman the county seat and Mineola its largest commercial center.
Top Medicare Advantage plans in Wood County
UnitedHealthcare (AARP Medicare Advantage)
4-star CMS rating
Humana
4-star CMS rating
WellCare (Centene)
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Wood County
Each Medicare Supplement plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Wood County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸UT Health Quitman (UT Health East Texas)
▸CHRISTUS Trinity Mother Frances Health System (serving Mineola)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
WellCare 3.5★
Search "WellCare (Centene) provider directory" or call the carrier directly.
Free help in Wood County: Texas HICAP — call 1-800-252-9240.
SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 132 days
132 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Wood County plans that fit your situation.
Major hospitals: UT Health Quitman (UT Health East Texas), CHRISTUS Trinity Mother Frances Health System (serving Mineola)
Frequently Asked Questions
How many Medicare beneficiaries live in Wood County?▾
About 13,404 Texans in Wood County are enrolled in Medicare as of 2024 CMS data. About 44% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Wood County?▾
The largest carriers in Wood County are UnitedHealthcare (AARP Medicare Advantage), Humana, WellCare (Centene). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Wood County?▾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include UT Health Quitman (UT Health East Texas), CHRISTUS Trinity Mother Frances Health System (serving Mineola).
How does living in a county with a high percentage of seniors affect my Medicare supplement options?▾
In Wood County, where nearly 28% are 65 or older, you have access to comprehensive Medicare Supplement plans like G, N, and high-deductible G. Local carriers such as UnitedHealthcare offer tailored coverage for this retiree-heavy community.
When is the best time to enroll in a Medicare supplement plan?▾
You can enroll during Annual Enrollment Period (AEP) from Oct 15 to Dec 7, or during Special Enrollment Periods if you have a life-changing event. Plans like G and N can help fill gaps in Original Medicare coverage year-round.
Hey 👋 — I'm trained on every page of mrandmrsinsurance.com. Ask me anything
about Medicare, ACA, or life insurance and I'll cite the exact source. For specific quotes or applications, I'll send you to Matt or Robin.
Try one of these
Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
