Medicare Supplement in Orange County, Texas. About 16,000 Medicare beneficiaries live here, with roughly 44 percent in Medicare Advantage plans. Top carriers include Humana and WellCare TexanPlus. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Texas agency, or visit mrandmrsinsurance.com.
Orange County, TX has 16,000 Medicare beneficiaries per CMS Q1 2024 data, with about 44% enrolled in Medicare Advantage. The top medicare supplement carriers are Humana, WellCare TexanPlus, Humana Gold Plus. We compare these plans for free and never charge a fee.
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The Orange County medicare supplement market
At roughly 44% MA penetration, most of Orange County's 16,000 Medicare beneficiaries stay on Original Medicare, frequently paired with a Medigap policy. That pattern usually signals retirees here prize provider choice and predictable out-of-pocket costs over the lower premiums of MA. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.
Orange County at a glance
Population (2024 ACS)
86,115
Medicare beneficiaries
16,000
MA penetration
44%
Age 65 or older
17%
What makes Orange County different: Orange County sits on the Texas-Louisiana line in the Golden Triangle petrochemical corridor and went seven years without a hospital after Baptist Orange closed its ER in January 2017 — CHRISTUS Hospital-Orange finally reopened 24/7 emergency and extended-stay care to the county on February 1, 2024, with direct transfer to CHRISTUS St. Elizabeth in Beaumont for complex inpatient needs. Humana and WellCare TexanPlus dominate the local Medicare Advantage market, and proximity to Louisiana refineries gives the county a heavy union-retiree and working-age insurance profile.
Top Medicare Advantage plans in Orange County
Humana (HumanaChoice PPO)
4-star CMS rating
WellCare TexanPlus (HMO-POS)
3.5-star CMS rating
Humana Gold Plus (HMO)
4-star CMS rating
UnitedHealthcare
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Orange County
Each Medicare Supplement plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Orange County has 3
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸CHRISTUS Hospital-Orange (Orange)
▸CHRISTUS Southeast Texas-St. Elizabeth (Beaumont, referral)
▸Baptist Hospitals of Southeast Texas (Beaumont)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 132 days
132 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Orange County plans that fit your situation.
Major hospitals: CHRISTUS Hospital-Orange (Orange), CHRISTUS Southeast Texas-St. Elizabeth (Beaumont, referral), Baptist Hospitals of Southeast Texas (Beaumont)
Frequently Asked Questions
How many Medicare beneficiaries live in Orange County?▾
About 16,000 Texans in Orange County are enrolled in Medicare as of 2024 CMS data. About 44% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Orange County?▾
The largest carriers in Orange County are Humana (HumanaChoice PPO), WellCare TexanPlus (HMO-POS), Humana Gold Plus (HMO), UnitedHealthcare. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Orange County?▾
Texas HICAP (Health Information, Counseling and Advocacy Program) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include CHRISTUS Hospital-Orange (Orange), CHRISTUS Southeast Texas-St. Elizabeth (Beaumont, referral), Baptist Hospitals of Southeast Texas (Beaumont).
How does the recent hospital reopening affect Medicare supplement plans in Orange County?▾
Since CHRISTUS Hospital-Orange recently reopened 24/7 emergency and extended-stay care on February 1, 2024, it now offers more comprehensive coverage for local residents. Our licensed agents can help you find a plan that fits your needs.
When is the best time to enroll in Medicare Supplement plans?▾
You can enroll during Annual Enrollment Period (AEP) from October 15 to December 7, or during Special Enrollment Periods if you have a qualifying life event. Our agents are here to guide you through the process and help you find the right plan.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
