Medicare Supplement in Hardin County, Texas. About 11,500 Medicare beneficiaries live here, with roughly 44 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Texas agency, or visit mrandmrsinsurance.com.
Hardin County, TX has 11,500 Medicare beneficiaries per CMS Q1 2024 data, with about 44% enrolled in Medicare Advantage. The top medicare supplement carriers are Humana, UnitedHealthcare, WellCare TexanPlus. We compare these plans for free and never charge a fee.
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The Hardin County medicare supplement market
At roughly 44% MA penetration, most of Hardin County's 11,500 Medicare beneficiaries stay on Original Medicare, frequently paired with a Medigap policy. That pattern usually signals retirees here prize provider choice and predictable out-of-pocket costs over the lower premiums of MA. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.
Hardin County at a glance
Population (2024 ACS)
58,670
Medicare beneficiaries
11,500
MA penetration
44%
Age 65 or older
18%
What makes Hardin County different: Hardin County is a blue-collar Piney Woods county in the Beaumont-Port Arthur metro where Lumberton, Silsbee and Kountze residents commute to Golden Triangle refineries and timber jobs. It went more than 20 years without a hospital until the freestanding Altus Lumberton facility gained full hospital licensing at the end of 2019; most acute and inpatient care is still delivered through Baptist Hospitals of Southeast Texas in Beaumont, about 15 miles south. Medicare Advantage take-up runs high (HumanaChoice PPO is the single largest plan), suiting a working-class retiree base that values $0-premium bundled coverage.
Top Medicare Advantage plans in Hardin County
Humana (HumanaChoice PPO)
4-star CMS rating
UnitedHealthcare (AARP Medicare Advantage)
4-star CMS rating
WellCare TexanPlus (HMO-POS)
3.5-star CMS rating
Aetna
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Hardin County
Each Medicare Supplement plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Hardin County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸Baptist Hospitals of Southeast Texas (Beaumont, serving Hardin County)
▸Altus Lumberton Hospital (Lumberton)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 132 days
132 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Hardin County plans that fit your situation.
Major hospitals: Baptist Hospitals of Southeast Texas (Beaumont, serving Hardin County), Altus Lumberton Hospital (Lumberton)
Frequently Asked Questions
How many Medicare beneficiaries live in Hardin County?▾
About 11,500 Texans in Hardin County are enrolled in Medicare as of 2024 CMS data. About 44% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Hardin County?▾
The largest carriers in Hardin County are Humana (HumanaChoice PPO), UnitedHealthcare (AARP Medicare Advantage), WellCare TexanPlus (HMO-POS), Aetna. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Hardin County?▾
Texas HICAP (Health Information, Counseling and Advocacy Program) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Baptist Hospitals of Southeast Texas (Beaumont, serving Hardin County), Altus Lumberton Hospital (Lumberton).
Why do most people in Hardin County commute to Beaumont for medical care?▾
Most residents in Hardin County commute to Beaumont, serving the Piney Woods region near Lumberton and Silsbee, for acute and inpatient care due to Altus Lumberton Hospital’s recent licensing. Local agents can help you understand Medicare Supplement options tailored to your needs.
When is the best time to enroll in a Medicare Supplement plan?▾
You can enroll year-round, but October 15 to December 7 is the Annual Enrollment Period (AEP), when changes are reviewed. Hardin County residents should consult with local agents like Matt and Robin Giron to compare options and find the right fit for their health needs.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
