Medicare Supplement in Clay County, Texas. About 2,606 Medicare beneficiaries live here, with roughly 32 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Texas agency, or visit mrandmrsinsurance.com.
Clay County, TX has 2,606 Medicare beneficiaries per CMS Q1 2024 data, with about 32% enrolled in Medicare Advantage. The top medicare supplement carriers are Humana, UnitedHealthcare, Wellpoint. We compare these plans for free and never charge a fee.
Prefer to listen?
Free audio version, generated on demand by Azure Speech.
The Clay County medicare supplement market
At roughly 32% MA penetration, most of Clay County's 2,606 Medicare beneficiaries stay on Original Medicare, frequently paired with a Medigap policy. That pattern usually signals retirees here prize provider choice and predictable out-of-pocket costs over the lower premiums of MA. The county skews older than the Texas average (23% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.
Clay County at a glance
Population (2024 ACS)
10,495
Medicare beneficiaries
2,606
MA penetration
32%
Age 65 or older
23%
What makes Clay County different: Clay County's Medicare-aged population is unusually large for its size: CMS counts 2,353 aged beneficiaries (90% of its 2,606 total Medicare enrollees), and the county's lone 25-bed critical-access Clay County Memorial Hospital in Henrietta is the only inpatient facility, so most specialty and emergency care routes ~20 miles west to United Regional in Wichita Falls.
Top Medicare Advantage plans in Clay County
Humana
4.5-star CMS rating
UnitedHealthcare
4.5-star CMS rating
Wellpoint (Elevance Health)
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Clay County
Each Medicare Supplement plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Clay County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Clay County Memorial Hospital (Henrietta, critical-access, 25 beds)
â–¸United Regional Health Care System (Wichita Falls, primary referral hospital ~20 miles west)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 132 days
132 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Clay County plans that fit your situation.
Major hospitals: Clay County Memorial Hospital (Henrietta, critical-access, 25 beds), United Regional Health Care System (Wichita Falls, primary referral hospital ~20 miles west)
Frequently Asked Questions
How many Medicare beneficiaries live in Clay County?â–¾
About 2,606 Texans in Clay County are enrolled in Medicare as of 2024 CMS data. About 32% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Clay County?â–¾
The largest carriers in Clay County are Humana, UnitedHealthcare, Wellpoint (Elevance Health). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Clay County?â–¾
Health Information, Counseling and Advocacy Program (HICAP) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Clay County Memorial Hospital (Henrietta, critical-access, 25 beds), United Regional Health Care System (Wichita Falls, primary referral hospital ~20 miles west).
Hey 👋 — I'm trained on every page of mrandmrsinsurance.com. Ask me anything
about Medicare, ACA, or life insurance and I'll cite the exact source. For specific quotes or applications, I'll send you to Matt or Robin.
Try one of these
Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
