Medicare Advantage in Ward County, Texas. About 1,911 Medicare beneficiaries live here, with roughly 43 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Texas agency, or visit mrandmrsinsurance.com.
Ward County, TX has 1,911 Medicare beneficiaries per CMS Q1 2024 data, with about 43% enrolled in Medicare Advantage. The top medicare advantage carriers are UnitedHealthcare, Humana, Aetna Medicare. We compare these plans for free and never charge a fee.
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The Ward County medicare advantage market
At roughly 43% MA penetration, most of Ward County's 1,911 Medicare beneficiaries stay on Original Medicare, frequently paired with a Medigap policy. That pattern usually signals retirees here prize provider choice and predictable out-of-pocket costs over the lower premiums of MA. Only 14% of Ward residents are 65 or older, so it's a younger county where fewer agents specialize in Medicare locally — exactly the gap a dedicated Texas agent fills. UnitedHealthcare currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.
Ward County at a glance
Population (2024 ACS)
11,144
Medicare beneficiaries
1,911
MA penetration
43%
Age 65 or older
14%
What makes Ward County different: Ward County's Medicare population is small and Original-Medicare-leaning relative to its size: only about 17% of residents are Medicare beneficiaries (1,911 of 11,144) because the Permian Basin oil-and-gas economy keeps the county's median age near 34.5 years, yet Medicare Advantage has still captured roughly 42% of those beneficiaries (812 of 1,911), led by UnitedHealthcare's regional PPO. The county's sole hospital, the county-owned 25-bed critical-access Ward Memorial Hospital in Monahans, anchors care for a 14-county rural area of West Texas.
Top Medicare Advantage plans in Ward County
UnitedHealthcare (UnitedHealth Group)
3.5-star CMS rating
Humana
4-star CMS rating
Aetna Medicare (CVS Health)
4.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Ward County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Ward County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
â–¸Ward Memorial Hospital (Monahans, TX)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 132 days
132 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Ward County plans that fit your situation.
Major hospitals: Ward Memorial Hospital (Monahans, TX)
Frequently Asked Questions
How many Medicare beneficiaries live in Ward County?â–¾
About 1,911 Texans in Ward County are enrolled in Medicare as of 2024 CMS data. About 43% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Ward County?â–¾
The largest carriers in Ward County are UnitedHealthcare (UnitedHealth Group), Humana, Aetna Medicare (CVS Health). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Ward County?â–¾
Texas HICAP (Health Information, Counseling and Advocacy Program) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Ward Memorial Hospital (Monahans, TX).
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