Medicare Advantage in Madison County, Texas. About 2,587 Medicare beneficiaries live here, with roughly 53 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Texas agency, or visit mrandmrsinsurance.com.
Madison County, TX has 2,587 Medicare beneficiaries per CMS Q1 2024 data, with about 53% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana, UnitedHealthcare, Aetna. We compare these plans for free and never charge a fee.
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The Madison County medicare advantage market
About 53% of Madison County's 2,587 Medicare beneficiaries are in Medicare Advantage — right around the national norm — so you'll find a genuine mix of competitive MA plans and Medigap options here rather than a one-sided market. Humana currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.
Madison County at a glance
Population (2024 ACS)
13,648
Medicare beneficiaries
2,587
MA penetration
53%
Age 65 or older
15%
What makes Madison County different: Madison County's share of residents age 65+ is only about 15.5%, unusually low for a rural Texas county, because the Texas Department of Criminal Justice's Jim Ferguson Unit prison near Midway (capacity ~2,417 inmates) inflates the county's working-age population; even so, Medicare Advantage penetration is high at roughly 52%, with Humana and UnitedHealthcare the dominant carriers.
Top Medicare Advantage plans in Madison County
Humana
4-star CMS rating
UnitedHealthcare
3.5-star CMS rating
Aetna
3.5-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Madison County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Madison County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸CHI St. Joseph Health Madison Hospital (Madisonville, critical access, 25 beds)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
Free help in Madison County: Texas HICAP — call 1-800-252-9240.
SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 132 days
132 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Madison County plans that fit your situation.
Major hospitals: CHI St. Joseph Health Madison Hospital (Madisonville, critical access, 25 beds)
Frequently Asked Questions
How many Medicare beneficiaries live in Madison County?▾
About 2,587 Texans in Madison County are enrolled in Medicare as of 2024 CMS data. About 53% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Madison County?▾
The largest carriers in Madison County are Humana, UnitedHealthcare, Aetna. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Madison County?▾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include CHI St. Joseph Health Madison Hospital (Madisonville, critical access, 25 beds).
Why is Medicare Advantage so popular in Madison County despite its low senior population?▾
Due to the presence of the Texas Department of Criminal Justice's Jim Ferguson Unit near Midway, which inflates the working-age population, only about 15.5% of residents are age 65+. However, this has led to a high Medicare Advantage penetration rate at around 53%, with Humana and UnitedHealthcare being the dominant carriers.
When can I enroll in a Medicare Advantage plan in Madison County?▾
You can enroll during the Annual Enrollment Period from October 15 to December 7. Additionally, you can make changes outside of this period if there are special enrollment periods applicable to your situation.
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