Medicare Advantage in Lampasas County, Texas. About 6,293 Medicare beneficiaries live here, with roughly 42 percent in Medicare Advantage plans. Top carriers include UnitedHealthcare and Humana. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Texas agency, or visit mrandmrsinsurance.com.
Lampasas County, TX has 6,293 Medicare beneficiaries per CMS Q1 2024 data, with about 42% enrolled in Medicare Advantage. The top medicare advantage carriers are UnitedHealthcare, Humana, Scott & White / Baylor Scott & White Health Plan. We compare these plans for free and never charge a fee.
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The Lampasas County medicare advantage market
At roughly 42% MA penetration, most of Lampasas County's 6,293 Medicare beneficiaries stay on Original Medicare, frequently paired with a Medigap policy. That pattern usually signals retirees here prize provider choice and predictable out-of-pocket costs over the lower premiums of MA. The county skews older than the Texas average (22% are 65 or older), which means heavy carrier competition and meaningful plan turnover each Annual Enrollment Period — a yearly review almost always pays off. UnitedHealthcare currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.
Lampasas County at a glance
Population (2024 ACS)
22,715
Medicare beneficiaries
6,293
MA penetration
42%
Age 65 or older
22%
What makes Lampasas County different: Lampasas County borders Fort Cavazos (formerly Fort Hood) and sits within the Killeen-Temple metro's military-retiree belt - roughly 18,000 military retirees live across Bell, Coryell, and Lampasas counties - so an unusually large share of the county's seniors carry TRICARE For Life alongside Medicare and can use the on-post Carl R. Darnall Army Medical Center, which tempers commercial Medicare Advantage and Medigap demand relative to typical rural Texas counties (MA penetration ~42% in Dec 2024).
Top Medicare Advantage plans in Lampasas County
UnitedHealthcare (incl. AARP/Sierra Health & Life and Care Improvement Plus)
4-star CMS rating
Humana
4-star CMS rating
Scott & White / Baylor Scott & White Health Plan (BSW SeniorCare Advantage)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Lampasas County
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Lampasas County has 1
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Scott & White / Baylor Scott & White Health Plan 4★
Search "Scott & provider directory" or call the carrier directly.
Free help in Lampasas County: Texas HICAP — call 1-800-252-9240.
SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Medicare AEP opens in 132 days
132 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Lampasas County plans that fit your situation.
Major hospitals: AdventHealth Rollins Brook (Rollins Brook Community Hospital), Lampasas - 25-bed critical access hospital
Frequently Asked Questions
How many Medicare beneficiaries live in Lampasas County?▾
About 6,293 Texans in Lampasas County are enrolled in Medicare as of 2024 CMS data. About 42% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
Who are the top Medicare carriers in Lampasas County?▾
The largest carriers in Lampasas County are UnitedHealthcare (incl. AARP/Sierra Health & Life and Care Improvement Plus), Humana, Scott & White / Baylor Scott & White Health Plan (BSW SeniorCare Advantage). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What SHIP resources are available in Lampasas County?▾
Texas HICAP (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include AdventHealth Rollins Brook (Rollins Brook Community Hospital), Lampasas - 25-bed critical access hospital.
How does TRICARE For Life affect Medicare Advantage plans in Lampasas County?▾
Many seniors in Lampasas County also use TRICARE For Life, especially near Fort Hood. This can reduce the demand for traditional Medicare Advantage plans due to on-post medical services.
When is the best time to enroll in a Medicare Advantage plan?▾
The Annual Enrollment Period (AEP) runs from October 15 to December 7 each year. It’s also possible to enroll during Open Enrollment Periods or Special Enrollment Periods if you have qualifying life events.
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about Medicare, ACA, or life insurance and I'll cite the exact source. For specific quotes or applications, I'll send you to Matt or Robin.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.
