Brownsville-area carriers, real enrollment data, free quotes from a licensed Texas agent.
✓ Free • no obligation • about 90 seconds
Matt & Robin Giron
Licensed in Texas and Florida
Cameron County, TX has 70,000 Medicare beneficiaries per CMS Q1 2024 data, with about 65% enrolled in Medicare Advantage. The top medicare advantage carriers are Humana Gold Plus H4007, WellMed Medicare Advantage, Amerigroup Texas. We compare these plans for free and never charge a fee.
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Cameron County posts one of the highest Medicare Advantage adoption rates in Texas — roughly 65% of its 70,000 beneficiaries chose an MA plan over Original Medicare. That level of uptake usually means carriers compete hard locally, so the extra benefits (dental, OTC allowance, transportation, gym) tend to be richer than the Texas average. Only 14% of Cameron residents are 65 or older, so it's a younger county where fewer agents specialize in Medicare locally — exactly the gap a dedicated Texas agent fills. Humana Gold Plus H4007 currently leads the county by enrollment, but the lowest total-cost plan for your specific drugs and doctors is often a smaller carrier — which is why we run all of them side by side instead of pushing the biggest name.
What makes Cameron County different: Rio Grande Valley border county — 90% Hispanic, very high MA penetration. Spanish content mandatory; 'Winter Texan' snowbird inflow.
Humana Gold Plus H4007 (HMO)
4-star CMS rating
WellMed Medicare Advantage (HMO)
4-star CMS rating
Amerigroup Texas (HMO D-SNP)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Each Medicare Advantage plan builds its own provider network — a hospital that's in-network on one plan may be out-of-network on another. Cameron County has 3 major hospital systems. Before you enroll, check that your preferred hospital and physicians participate in the specific plan you're considering.
Call each hospital's billing office directly — or use the carrier's network tool on the right to search by hospital name.
Free help in Cameron County: TX HICAP — Lower Rio Grande Valley Development Council — call 1-800-252-9240. SHIP counselors offer free unbiased Medicare guidance and can run network checks at no cost.
Or skip the cross-checking — we run network checks against your prescriptions and doctors at no cost during any consult.
132 daysuntil open
Outside the windows, Special Enrollment Periods (SEP) still let you change plans if you moved, lost coverage, qualify for Extra Help / dual eligible, or had a plan terminated. Call to see if you qualify.
Check SEP eligibility (15-min) →Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Cameron County plans that fit your situation.
About 70,000 Texans in Cameron County are enrolled in Medicare as of 2024 CMS data. About 65% are in Medicare Advantage plans; the rest are in Original Medicare (with or without Medigap).
The largest carriers in Cameron County are Humana Gold Plus H4007 (HMO), WellMed Medicare Advantage (HMO), Amerigroup Texas (HMO D-SNP). We work with all of them and a few smaller carriers that often have better rates for specific situations.
TX HICAP — Lower Rio Grande Valley Development Council (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Valley Baptist Medical Center–Brownsville, Valley Regional Medical Center, South Texas Health System–Edinburg.
In Cameron County, most residents choose Medicare Advantage plans that bundle hospital, medical, and usually drug coverage. With over 70K beneficiaries and a high percentage of Hispanic residents, local carriers like Humana Gold Plus H4007 offer tailored options.
You can enroll during the Annual Enrollment Period (AEP) from Oct 15 to Dec 7 each year. Seniors with specific life changes, like moving to Brownsville or needing a new plan, may also qualify for Special Enrollment Periods.
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