Final Expense in Tom Green County, Texas. About 24,186 Medicare beneficiaries live here, with roughly 48 percent in Medicare Advantage plans. Top carriers include Humana and UnitedHealthcare. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Texas agency, or visit mrandmrsinsurance.com.
Tom Green County, TX has about 120,103 residents per the 2024 ACS 5-year estimates (17% age 65 or older). The leading insurance carriers serving the county for final expense include Humana, UnitedHealthcare, Aetna. We compare options at no cost to you.
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The Tom Green County final expense market
Tom Green County has about 120,103 residents, 17% of them 65 or older. For final expense, the carriers with the strongest local presence include Humana, UnitedHealthcare, Aetna — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana against every other carrier serving Tom Green County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in.
Tom Green County at a glance
Population (2024 ACS)
120,103
Medicare beneficiaries
24,186
MA penetration
48%
Age 65 or older
17%
What makes Tom Green County different: Tom Green County anchors the Concho Valley around San Angelo, where the locally owned Shannon Medical Center is effectively the sole hospital system after it acquired its only competitor, San Angelo Community Medical Center, in 2020 (now operated as Shannon South Campus) and holds a state Certificate of Public Advantage. Roughly 48% of the county's ~24,000 Medicare beneficiaries are enrolled in Medicare Advantage, with Humana and UnitedHealthcare (Sierra) leading.
Top carriers in Tom Green County
Humana
4.5-star CMS rating
UnitedHealthcare (Sierra Health and Life)
4-star CMS rating
Aetna
3.5-star CMS rating
WellCare
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Tom Green County
Each Final Expense plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Tom Green County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸Shannon Medical Center
▸Shannon South Campus (formerly San Angelo Community Medical Center)
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
WellCare 4★
Search "WellCare provider directory" or call the carrier directly.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Want to talk it through?
Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Tom Green County plans that fit your situation.
Major hospitals: Shannon Medical Center, Shannon South Campus (formerly San Angelo Community Medical Center)
Frequently Asked Questions
How many people live in Tom Green County?▾
Tom Green County has about 120,103 residents per the 2024 ACS 5-year estimates; 17% are age 65 or older.
Who are the top insurers in Tom Green County?▾
The largest carriers in Tom Green County are Humana, UnitedHealthcare (Sierra Health and Life), Aetna, WellCare. We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Tom Green County?▾
Texas HICAP (Health Information, Counseling and Advocacy Program) (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Shannon Medical Center, Shannon South Campus (formerly San Angelo Community Medical Center).
How does Shannon Medical Center's role affect final expense plans in Tom Green County?▾
In Tom Green County, where Shannon Medical Center is the primary healthcare provider after acquiring San Angelo Community Medical Center, it’s important to consider how this affects your final expense coverage. Your local agent can help tailor a plan that ensures coverage for services provided by Shannon Medical Center.
When should I enroll in a final expense plan?▾
It's best to review and possibly enroll in a final expense plan during Annual Enrollment Period (AEP) from October 15th to December 7th. However, you can also make changes outside of AEP through Special Enrollment Periods if your situation changes.
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