ACA Health Insurance in Webb County, Texas. About 35,000 Medicare beneficiaries live here, with roughly 60 percent in Medicare Advantage plans. Top carriers include Humana Gold Plus H4007 and WellMed Medicare Advantage. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Texas agency, or visit mrandmrsinsurance.com.
Webb County, TX has about 270,000 residents per the 2024 ACS 5-year estimates (10% age 65 or older). The leading insurance carriers serving the county for aca health insurance include Humana Gold Plus H4007, WellMed Medicare Advantage, Amerigroup Texas. We compare options at no cost to you.
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The Webb County aca health insurance market
Webb County has about 270,000 residents, 10% of them 65 or older. For aca health insurance, the carriers with the strongest local presence include Humana Gold Plus H4007, WellMed Medicare Advantage, Amerigroup Texas — but the right fit depends on your household size, income, and which doctors you want to keep. We compare Humana Gold Plus H4007 against every other carrier serving Webb County at no cost, because the plan with the lowest sticker premium is rarely the one with the lowest total annual cost once subsidies, deductibles, and your prescriptions are factored in.
Webb County at a glance
Population (2024 ACS)
270,000
Medicare beneficiaries
35,000
MA penetration
60%
Age 65 or older
10%
What makes Webb County different: Laredo — 95%+ Hispanic. Spanish-language content non-negotiable. Cross-border family demographics; ACA enrollment heavy.
Top carriers in Webb County
Humana Gold Plus H4007 (HMO)
4-star CMS rating
WellMed Medicare Advantage (HMO)
4-star CMS rating
Amerigroup Texas (HMO D-SNP)
4-star CMS rating
Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.
Before you enroll: verify your hospital + doctor in Webb County
Each ACA Health Insurance plan builds its own provider network — a hospital that's in-network
on one plan may be out-of-network on another. Webb County has 2
major hospital systems. Before you enroll, check that your preferred hospital and physicians
participate in the specific plan you're considering.
Major hospitals to verify
▸Laredo Medical Center
▸Doctors Hospital of Laredo
Call each hospital's billing office directly — or use the carrier's
network tool on the right to search by hospital name.
WellMed Medicare Advantage 4★
Search "WellMed Medicare provider directory" or call the carrier directly.
Amerigroup Texas 4★
Search "Amerigroup Texas provider directory" or call the carrier directly.
Or skip the cross-checking — we run network checks against your prescriptions and doctors
at no cost during any consult.
Want to talk it through?
Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Webb County plans that fit your situation.
Major hospitals: Laredo Medical Center, Doctors Hospital of Laredo
Frequently Asked Questions
How many people live in Webb County?▾
Webb County has about 270,000 residents per the 2024 ACS 5-year estimates; 10% are age 65 or older.
Who are the top insurers in Webb County?▾
The largest carriers in Webb County are Humana Gold Plus H4007 (HMO), WellMed Medicare Advantage (HMO), Amerigroup Texas (HMO D-SNP). We work with all of them and a few smaller carriers that often have better rates for specific situations.
What state resources are available in Webb County?▾
TX HICAP — South Texas Development Council (1-800-252-9240) provides free unbiased Medicare counseling. Major hospitals in the county include Laredo Medical Center, Doctors Hospital of Laredo.
How does the high Hispanic population affect ACA plans in Webb County?▾
In Webb County, over 95% of residents are Hispanic. Our local agents can provide culturally sensitive support and help navigate ACA options tailored to your needs.
When is the best time to enroll in Marketplace plans for under-65 Texans?▾
Open Enrollment Period (OEP) runs from Nov 1 to Dec 15. However, special enrollment periods (SEPs) are available if you have a qualifying life event. Contact our agents anytime for help.
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about Medicare, ACA, or life insurance and I'll cite the exact source. For specific quotes or applications, I'll send you to Matt or Robin.
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Educational only — not medical or legal advice. We do not offer every plan in your area. Call 1-800-MEDICARE for all options.