Indexed Universal Life in Texas
HB 2516 / Chris Larkin ALS Act (eff. 2025-06-20): guaranteed-issue Medigap for under-65 Texans on Medicare due to disability, ALS, or ESRD. Codified as new TX Insurance Code §§1652.059–1652.060.
Texas Indexed Universal Life
Permanent life insurance with cash value tied to a market index.
✓ No phone number required
M&R
Matt & Robin Giron
Licensed in Texas and Florida
Shopping plans from major carriers
- Humana
- UnitedHealthcare
- Aetna
- Cigna
- Mutual of Omaha
- Florida Blue
- WellCare
- Anthem
- Blue Cross Blue Shield TX
Frequently Asked Questions
Do you charge for help with Indexed Universal Life?
No. Independent agents are paid by carriers when you enroll. Quotes and ongoing support are free.